Savvy Nickel
Dollar cost averaging is one of the most recommended investing strategies — but the research on whether it beats lump-sum investing is more nuanced than most people realize. Here's the full picture.
Yes, teenagers can invest in stocks — but not exactly the same way adults do. Here's how it works, what accounts to use, and what to actually buy.
Waiting feels harmless. It isn't. Here's exactly what five years of delay costs you in real dollars — and why the math is far more brutal than most people realize.
ETFs and mutual funds both let you own hundreds of stocks at once — but they differ in ways that matter for taxes, costs, and how you invest. Here's the clear breakdown.
The financial lessons most people learn the hard way in their 20s and 30s. Here's the condensed version — so you can skip the expensive mistakes and get straight to what actually works.
Opening a brokerage account is easier than most people expect. Here's a complete walkthrough — what to choose, what you'll need, and exactly what to do once it's open.
A thousand dollars at 19 is more powerful than most people realize. Here's the exact decision tree for what to do with it — in order — depending on your situation.
Index funds are the most widely recommended investment for beginners and experts alike. Here's exactly what they are, how they work, and why the evidence behind them is so compelling.
Think you need to be an adult to start investing? You don't. Here's exactly how a 16-year-old can legally begin building wealth right now.