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Teen Money Matters
TeensTeensMonthly (first Thursday)

Teen Money Matters

Hosted by Sanika Kothari, Jayaditya Kothari & Eliza Moore

0/5

A monthly NPR-distributed podcast made by teens, for teens. Real high school students talk saving, budgeting, college, and first jobs. Produced at WDIY 88.1 FM.

5 min read
Podcast Review
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This review is for informational purposes only and does not constitute financial advice.

A Money Show Actually Hosted by Teenagers

Most financial literacy content for teens is produced by adults talking at teens. Teen Money Matters flips that format. The show is hosted by high school students who interview other high school students about how they earn, save, budget, and plan for the future. The result is a podcast that sounds like the conversations teens actually have with each other, not a lecture from a parent or teacher.

The show airs on WDIY 88.1 FM, a community radio station in the Lehigh Valley, and is distributed by NPR. It runs on the first Thursday of each month. The original hosts were Sanika and Jayaditya Kothari, who launched the show. Eliza Moore now serves as the primary host, with the Kotharis credited as co-hosts. The show has 12 episodes as of April 2026, and the latest episode aired on April 2, 2026.

If you are a teenager who wants to hear how other teenagers handle money, this is the show built for you. If you are a parent looking for a podcast to listen to with your teen, this is one of the few options where the voice on the microphone sounds like your kid.

What the Show Does Well

The interviews are the strongest part of the show. The April 2, 2026 episode, "Financial Literacy with Nathan Lynn and Roland Hiller," featured two students from Freedom High School. Nathan, a senior committed to Penn State, talked about balancing spending and saving while working two jobs. He shared advice he picked up from his financial advisor parent. Roland, a junior, explained how he splits his paychecks into necessities, wants, and savings, and how he learned to stop overspending on entertainment. That kind of specific, real-world budgeting is what most teen money content lacks.

The December 4, 2025 episode, "Methods of Saving," brought on two high schoolers, Charlotte and Ivy, to talk about how they make and save money and their budgeting methods. The October 2, 2025 episode covered entrepreneurship with two teens who had already started businesses. Each episode runs about 29 minutes, which is short enough to hold a teen attention span and long enough to get into real detail.

For the budgeting framework Roland described, our guide to how much a teenager should save covers the same split approach in a format you can follow with your own paycheck.

The Peer-to-Peer Format

The show works because the hosts and guests are peers. A teenager listening to another teenager explain how they split a paycheck into needs, wants, and savings is more likely to try it than if the same advice came from a 45-year-old financial advisor. The National Financial Educators Council publishes research showing that peer influence is one of the strongest factors in teen financial behavior, and this show leans into that principle by design.

The topics cover the full range of what teens actually face: saving for college, building skills, considering careers, starting businesses, and managing first jobs. The February 5, 2026 episode, "Building a Portfolio of Skills," talked with two students about vocational classes and volunteer work that build life and financial skills. That kind of practical, non-academic path is undercovered in most financial content, and the show gives it real attention.

For teens thinking about college savings specifically, our guide to money moves in the last year of high school pairs well with the show's college-focused episodes.

Where the Show Has Limits

The monthly cadence means the show publishes slowly. With 12 episodes total as of April 2026, the back catalog is small. A listener who wants weekly content will run out of episodes quickly. The show is also seasonal in practice, with episodes tied to the school year, so summers may be quiet.

The audio quality varies because the show is produced at a community radio station with student hosts. It is not polished like a professional podcast. Some listeners will find the unscripted, conversational style refreshing. Others may find it slow or rambling compared to edited shows.

The show does not have an Apple Podcasts rating yet, which reflects its small audience. It also does not have a YouTube presence, so there is no video component for listeners who prefer watching.

Who Should Listen

The show fits teenagers, roughly ages 13 to 18, who want to hear how their peers handle money. It suits listeners who learn better from real stories than from lectures, and who want a show that respects their intelligence without talking down to them. A listener on the April 2026 episode would hear a senior about to enter college explain how he balanced two jobs with saving, which is more relatable to a teen than a generic budgeting tutorial.

It fits less well for adults looking for advanced financial content, anyone who wants weekly episodes, or listeners who need polished production. Parents of younger children should look at Million Bazillion instead, which targets kids and families.

Getting Started

Begin with the "Financial Literacy with Nathan Lynn and Roland Hiller" episode for the budgeting framework, then the "Methods of Saving" episode for the saving strategies. If your teen is thinking about college, the "Saving for College" episode is the natural next step. Pair the show with our compound interest calculator so your teen can see how their savings grow over time, because the motivation from hearing peers talk about money only converts to action when the numbers become real.

Teen Money Matters will not replace a financial education curriculum. It will show your teen that other teenagers are thinking about money, saving for their goals, and making mistakes they can learn from. For a lot of teens, that peer example is what gets them started.

This post is for informational purposes only and does not constitute financial advice.

Best Episodes to Start With

  • 1.Financial Literacy with Nathan Lynn and Roland Hiller
  • 2.Methods of Saving with Charlotte Korrapati and Ivy Avitabile
  • 3.Building a Portfolio of Skills with Rosemary Reiji and Amy Illescas

Topics

#podcast-review#teen-money-matters#teens#financial-literacy#npr#budgeting#college-savings

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