Articles tagged “self-employed retirement”

A Solo 401(k) lets self-employed individuals contribute far more to retirement than a SEP IRA at most income levels, with a Roth option and loan provisions too. Here is exactly how it works in 2026.

A SEP IRA lets self-employed people and small business owners shelter far more income from taxes than a regular IRA allows. Here is how it works, who it helps most, and when a Solo 401k beats it.

Freelancers have no employer 401k match, no steady paycheck, and no HR department. But they also have retirement account options most employees don't. Here is the full roadmap.