Articles tagged “Roth IRA for teenagers”

Teaching a teenager the difference between price and value: $200 boots cost $50/year, $40 boots cost $80/year. See the cost-per-use framework and Roth IRA math.

Turning 18 in 2026? Gen Z's average FICO score is 676, the lowest of any generation. Here is the complete financial checklist: build credit, open a Roth IRA, start budgeting, and set up the financial habits that compound for the next 47 years.