Articles tagged “Roth conversion”

If your income is too high for a direct Roth IRA contribution, the backdoor Roth IRA is a legal workaround. Here is exactly how to execute it in 2026 without triggering unexpected taxes.

A Roth conversion moves money from a tax-deferred account into a Roth IRA, paying taxes now to avoid them later. Here is when it makes sense, how much to convert, and the mistakes that cost people thousands.