This review is for informational purposes only and does not constitute financial advice.
Jargon-Free Investing for Women, From an Optometrist Turned Investor
The August 17, 2026 episode opened with a confession. Simran Kaur, the host, had broken one of investing's biggest rules. She tried to time the market by selling her NVIDIA shares. The episode walked through what happened, why predicting market bubbles is almost impossible, and why time in the market can matter more than getting the timing perfect. That willingness to share her own mistakes is what makes Girls That Invest different from shows that present investing as a clean, rational process.
Girls That Invest is hosted by Simran Kaur, an optometrist turned Forbes 30 Under 30 investor from New Zealand. The show launched in March 2020 and has over 10 million downloads. It publishes weekly on Tuesdays, with episodes running 15 to 25 minutes. The show has a 4.4 Apple Podcasts rating and is hosted on Acast. The podcast has expanded into a media company with courses, books, and a newsletter called Stock Market Tea with over 140,000 subscribers.
If you are a woman who wants to learn investing without jargon, this is one of the best starting points. If you want a show hosted by credentialed financial advisors, look elsewhere.
What the Show Does Well
The accessibility is the differentiator. The January 5, 2026 episode, "How to Start Investing in 2026: Steal My Rich Girl Era Playbook," laid out three strategies for the year. Sim explained the friendship circle investing method, which builds a beginner portfolio using a local index fund, an international or emerging markets fund, and a stabilizing bond fund based on your age and risk tolerance. She also shared her burn book of investments to avoid, including guaranteed high return schemes, FOMO stocks, and penny stocks. That kind of concrete, actionable framework is what makes the show useful for beginners.
The June 22, 2026 episode, "Every Financial Trap You'll Face As Your Investment Portfolio Grows," walked through the investing journey from the first $1,000 to a $1 million portfolio. Sim shared the mistakes she made with brokers, meme stocks, IPO investing, portfolio diversification, and tax planning. That kind of personal transparency builds trust and makes the lessons stick. Our guide to common investing mistakes beginners make covers similar ground from a different angle.
The July 13, 2026 episode on the best and worst performing asset classes over 10 years explained why chasing last year's winners rarely works. Sim broke down the data on US stocks, bonds, gold, REITs, commodities, and emerging markets, and explained how to build a resilient long-term portfolio. That kind of evidence-based approach, delivered in plain language, is the show's core offering.
The Investing Approach
The show teaches index fund investing, which means building portfolios around low-cost funds that track broad market indices. Sim advocates for a long-term, evidence-based approach. She does not pick individual stocks as a strategy, though she shares her own mistakes when she has tried. The August 17, 2026 episode on market timing was a case study in why that approach fails.
This approach is the academic consensus in finance. The difference is that Sim explains it in language that a beginner can understand, without the jargon that keeps many women out of investing. For listeners who want to act on the principles, our guide to your first investment portfolio in your 20s translates the strategy into a concrete portfolio.
The show also covers the psychology of investing. The September 7, 2026 episode was a Q&A that covered how much to save and invest, asking for a pay rise, changing careers, and whether rentvesting could make sense. Sim also shared a major life update about moving from New Zealand to New York, including why she is choosing to rent and how the high cost of living could affect her financial independence. That blend of personal finance and personal life is what makes the show relatable.
Where the Show Has Limits
The show is hosted by an investor, not a credentialed financial advisor. Sim is transparent about her background as an optometrist who learned investing through self-study and a certificate in financial markets. The advice is sound and evidence-based, but listeners who want the credentials of a CFP or CFA should pair this with The Money Guy Show or Rational Reminder.
The short format means limited depth. A 15 to 25 minute episode can explain a concept, but it cannot explore the full context or the competing interpretations. Listeners who want deeper analysis should supplement with longer shows.
The show has sponsored segments, which is standard for podcasts but means the ad breaks interrupt the flow. The show also promotes its own courses and products, which is how the business sustains itself. Listeners should understand the business model.
Who Should Listen
The show targets women from their teens through their 30s. It suits beginners who want to learn investing from someone who speaks their language. A listener on the January 5, 2026 episode heard Sim explain the friendship circle investing method, a simple framework for building a first portfolio using three funds based on age and risk tolerance. That kind of accessible, actionable teaching is the show's core value.
It fits less well for listeners who want credentialed financial advice, anyone who wants individual stock analysis, or people who prefer long-form episodes. For a complementary show with a similar audience, Finance Girlies covers similar ground for Gen Z and Millennial women.
Getting Started
Begin with "How to Start Investing in 2026" for a framework, then the market timing episode for the behavioral side. The asset class episode is useful if you want to understand portfolio construction. Track your portfolio as you apply what you learn, because the show's lessons only pay off if you can see whether your strategy is working.
Girls That Invest will not give you a stock pick or a market forecast. It will give you the framework and the confidence to start investing, which is what most women need to take the first step.
This post is for informational purposes only and does not constitute financial advice.
