Savvy NickelIn-depth articles on real estate from Savvy Nickel.
This collection covers key topics in real estate. Each article is researched, clearly explained, and written to give you actionable knowledge you can apply to your own financial situation.
10 articles
A 1031 exchange lets real estate investors defer capital gains taxes indefinitely by rolling proceeds from one property into another. Here are the rules, the timeline, the pitfalls, and when it actually makes sense.
Putting $80,000 into a down payment vs. investing it in the stock market is one of the most consequential financial decisions you can make. Here is the actual math and the framework for thinking it through.
The mortgage payment is only the beginning. Property taxes, insurance, maintenance, HOA fees, and opportunity costs add thousands per year that most buyers never factor in. Here is the full picture.
Home equity is often a homeowner's largest asset. But accessing it the wrong way can be expensive or dangerous. Here is exactly what equity is, the five ways to tap it, and when each one makes sense.
Real estate crowdfunding lets you invest in properties with as little as $10. But the returns, risks, and liquidity look nothing like buying a property or a REIT ETF. Here is the honest breakdown.
Real estate can reduce portfolio volatility and provide income stocks and bonds do not. Here is how to think about the right allocation, which vehicles to use, and what the research actually says about real estate in a portfolio.
Most people who buy a rental property skip the math. Here are the exact metrics every real estate investor needs to calculate before making an offer, with worked examples you can use on any deal.
Short-term rentals on Airbnb can generate 2-3x the rent of a long-term tenant in many markets. But the costs, regulations, and management demands are also dramatically different. Here is the honest comparison.
House hacking is one of the most powerful wealth-building strategies available to first-time buyers. Here is exactly how it works, what it takes to execute, and whether the math actually holds up.
REITs let you invest in real estate without buying property, dealing with tenants, or taking out a mortgage. Here is how they work, what they actually return, and how they compare to owning rentals directly.